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Lawmakers all over the country have begun to crack down on the business of quick cash loans. They are pricey, they are tough to pay off, the terms are frequently complex, the lenders aren’t particularly sympathetic, and the businesses seem to prey upon those who can least afford trouble – the poor and enlisted military personnel. [...]

U.S. citizens have more debt than in the past. A recent study shows that people in the United States, as a whole, are saving cash at  the lowest rate than at any time since the 1930′s. In reality, the savings rate is literally negative, and that means that individuals are spending more money than they [...]